Before we start

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  • Either an Australian drivers licence or Australian passport for identification
  • Queensland residential address
  • Tax File Number (optional) or foreign Taxpayer Identification Number (TIN) (if applicable)

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Should take you about 5 mins
Who is applying for this account?
Who is applying for this account?
You will both need to be present to complete this application
Are all applicants permanent residents of Australia?

Applicant 1

Do you currently have any financial products with RACQ Bank?
Do you currently have any financial products with RACQ Bank?
Excluding RACQ Insurance products

Applicant 2

Do you currently have any financial products with RACQ Bank?
Do you currently have any financial products with RACQ Bank?
Excluding RACQ Insurance products
As part of this application process, we will verify your identity electronically using the IDMatrix identity service provided by Equifax, a credit reporting body. This will not affect your credit score and will only be used to validate your identity. Read the Electronic ID validation information. Alternatively you can complete the identification process at a Bank branch.

By continuing, you confirm that you have accessed and read the RACQ Group Privacy Policy and RACQ Bank Privacy Notice and RACQ Bank Credit Privacy Policy and Credit Reporting Policy which contains information on how RACQ and RACQ Bank collect, use and disclose your personal information.

Your details

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Your name
Your date of birth
Block (Mandatory)
Home address
or, alternatively,

Continue typing...

Manually enter an address

Address
Is this also your postal address?
Postal address
or, alternatively,

Continue typing...

Manually enter an address

Address
How long have you lived at your current address?
What was your previous address?
or, alternatively,

Continue typing...

Manually enter an address

Address
What is your Tax File Number (optional)?
Are you required to pay tax anywhere else outside Australia?
Are you required to pay tax anywhere else outside Australia?
We'll ask you some further details in the next step
Is Australia the only country where you're a resident or citizen?
Are you a citizen or resident of the U.S. and registered there for tax?

Let's grab some contact details for you

Once available, would you like to receive your statements online?
Please take a moment to verify your mobile phone number.
Your mobile number helps us confirm your identity and secure your account.
These contact details must be unique for each applicant.
What is your mobile phone number?
A verification code has been sent to {{data.mobileNo}}
Enter SMS code

Foreign Tax Payments

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Please provide us with details about your foreign residency status for taxation purposes. This will help us comply with our obligations under Australian and international taxation laws.
Country

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Select the foreign country where you are required to pay tax
or, alternatively,

Continue typing...

Do you have a Taxpayer Identification Number (TIN) for this country?

Applicant 2 details

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Your name
Your date of birth
Block (Mandatory)
Home address
or, alternatively,

Continue typing...

Manually enter an address

Address
Is this also your postal address?
Postal address
or, alternatively,

Continue typing...

Manually enter an address

Address
How long have you lived at your current address?
What was your previous address?
or, alternatively,

Continue typing...

Manually enter an address

Address
What is your Tax File Number (optional)?
Are you required to pay tax anywhere else outside Australia?
Are you required to pay tax anywhere else outside Australia?
We'll ask you some further details in the next step
Is Australia the only country where you're a resident or citizen?
Are you a citizen or resident of the U.S. and registered there for tax?

Let's grab some contact details for you

Once available, would you like to receive your statements online?
Please take a moment to verify your mobile phone number.
Your mobile number helps us confirm your identity and secure your account.
These contact details must be unique for each applicant.
What is your mobile phone number?
A verification code has been sent to {{data.mobileNo_1}}
Enter SMS code

Foreign Tax Payments

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Please provide us with details about your foreign residency status for taxation purposes. This will help us comply with our obligations under Australian and international taxation laws.
Country

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Select the foreign country where you are required to pay tax
or, alternatively,

Continue typing...

Do you have a Taxpayer Identification Number (TIN) for this country?

Other accounts

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An {{data.id504DisplayName}} gives you:

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  • No account keeping fees
  • Unlimited deposits and withdrawals
  • Funds available 24/7
Nil interest on accounts less than $5,000. Products issued by RACQ Bank. This information doesn't take into account your objectives, financial situation or needs. Before acting on this information, consider whether it is right for you. You should read the RACQ Bank Financial Services Guide and RACQ Bank Terms and Conditions before making a decision.
A {{data.id404DisplayName}} gives you:

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{{data.productRate_3}}% p.a.

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  • No account keeping fees
  • No minimum opening balance
  • Bonus interest when at least one deposit and only one withdrawal are made each month (advertised rate is inclusive of bonus interest)
Products issued by RACQ Bank. This information doesn't take into account your objectives, financial situation or needs. Before acting on this information, consider whether it is right for you. You should read the RACQ Bank Financial Services Guide and RACQ Bank Terms and Conditions before making a decision.
An {{data.id207DisplayName}} gives you:
  • No account keeping fees
  • 24/7 access to internet and mobile banking
  • Access to Apple Pay, Google Pay™ and Samsung Pay
Products issued by RACQ Bank. This information doesn't take into account your objectives, financial situation or needs. Before acting on this information, consider whether it is right for you. You should read the RACQ Bank Financial Services Guide and RACQ Bank Terms and Conditions before making a decision.
An {{data.id601DisplayName}} gives you:
  • $2000 minimum opening balance required
  • Earn interest based on your balance
  • 24/7 access to internet and mobile banking
$2000 minimum opening balance required. Products issued by RACQ Bank. This information doesn't take into account your objectives, financial situation or needs. Before acting on this information, consider whether it is right for you. You should read the RACQ Bank Financial Services Guide and RACQ Bank Terms and Conditions before making a decision.

Verify your ID

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Your ID could not be verified. Please check the details and try again

Have your ID verified securely online and save time setting up your account. Refer to our Electronic ID validation information for more details.
How would you like to verify your identity?

Just double checking this is exactly how your name appears on your {{data.documentName}}:

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Your name
Licence expiry date
Block (Mandatory)
Country of birth
or, alternatively,

Continue typing...

I have read the Electronic ID validation information and agree to the Bank requesting Equifax to verify my identity as required under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 against personal information held by it or in the document issuer, official record holder, Commonwealth or State Government databases to which it has access. I agree to the disclosure to Equifax of my name, residential address and date of birth and supplied document details.
ID verified successfully
You don't need to verify your identity again.
We will review your application and get back to you within 1 business day.
You can still continue your application online and we will be in touch shortly to discuss your options.

Verify ID for {{data.firstName1}}

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Your ID could not be verified. Please check the details and try again

How would you like to verify your identity?

Just double checking this is exactly how your name appears on your {{data.documentName_1}}:

{{data.applicantName_1}}

Your name
Licence expiry date
Block (Mandatory)
Country of birth
or, alternatively,

Continue typing...

I have read the Electronic ID validation information and agree to the Bank requesting Equifax to verify my identity as required under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 against personal information held by it or in the document issuer, official record holder, Commonwealth or State Government databases to which it has access. I agree to the disclosure to Equifax of my name, residential address and date of birth and supplied document details.
ID verified successfully
You don't need to verify your identity again.
We will review your application and get back to you within 1 business day.
You can still continue your application online and we will be in touch shortly to discuss your options.

Review & Submit

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You can still continue with your application and we will verify your ID later.

We were unable to verify your ID online, however you can still submit your application online and we will be in touch shortly to discuss your options.

You are about to open the following new account(s)
You have applied for the following new accounts(s)
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Name
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Date of birth
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Home address
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Postal address
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Tax file number
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Phone number
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Email address
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Online statements
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Foreign Tax Payer
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Country
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U.S. Resident or Citizen
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Name
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Date of birth
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Home address
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Postal address
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Tax file number
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Phone number
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Email address
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Online statements
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Foreign Tax Payer
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Country
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U.S. Resident or Citizen
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RACQ membership

If you are not already a member of RACQ, you will become a member once your account is created. By submitting you agree with RACQ's Constitution and Membership Terms. Becoming an RACQ Member gives you access to member benefits and discounts.

 

Your application

Please read and accept the following conditions before proceeding with this application.

  • The information I/We have provided in this application is true and correct
  • If I/we am/are new members to RACQ Bank, I/we will be registered for internet banking.
  • I/We will be registered for a Visa Debit card (optional for existing members).
  • I/We have read and accept RACQ Bank Financial Services Guide, RACQ Bank Terms and Conditions.
  • I/We have read and accept the RACQ Bank Privacy Notice and the RACQ Group Privacy Policy.
  • RACQ Bank (and its related entities, including RACQ Limited) can contact me/us via the email address/s provided in this application for any purpose relating to this application and for information about its products and services.