Before we start

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This application should take about 10 - 15 minutes to complete

You were sent this application by {{data.primaryApplicantFullName}} so that you can jointly apply for the {{data.displayName}}.

Please review the details of the application and complete the additional information where requested.

How it works
  1. Set up your account
  2. Complete ID Check
  3. Provide personal details
We use a secure identification process that verifies your identity using photos taken on your mobile phone.
What you'll need
  • Your mobile phone
  • Australian passport or Australian drivers licence
  • Queensland residential address
  • Tax File Number (optional)
Under 18 years of age? To open an account visit an RACQ store
By continuing, you confirm that you have accessed and read the RACQ Group Privacy Policy and RACQ Bank Privacy Notice and RACQ Bank Credit Privacy Policy and RACQ Credit Reporting Policy which contains information on how RACQ and RACQ Bank collect, use and disclose your personal information.

Set up account

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Who is this account for?
Who is this account for?
Through RACQ Bank, when applying online, you can only open an account with a maximum of 2 applicants. If you have 3 or more people who would like to apply, call us or visit a store to see what options are available.
Please provide details of the secondary applicant so that once you have completed this form we can send a link to their copy of this form to complete the application.
Secondary applicant date of birth
Block (Mandatory)

Set up account

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We'll use these details to set up your profile. Keep in mind these need to match what's on your ID document (e.g. Australian driver's licence, passport).

Must match the name on your ID
Must match the name on your ID
Must match the name on your ID
Date of birth
Block (Mandatory)
We’ll send important updates and notifications here
We’ll send important updates and notifications here

Set up account

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Everyday Account

Do you need an account which allows you to deposit and withdraw funds whenever you like?
Do you accept this account does not earn interest?
Do you accept this account does not offer an overdraft?

Advantage Plus

Are you looking for a day to day transaction account that gives you the freedom to deposit and withdraw funds whenever you like?
Are you looking for an account where you can earn interest quarterly?
Do you accept that this account does not offer a cheque facility?
Do you accept that this account does not offer an overdraft facility?

eSave Account

Are you looking for a savings account that gives you the freedom to deposit and withdraw funds whenever you like?
Are you looking for an account that you can access only via online or phone banking? This account does not provide card or RACQ store access.

Bonus Saver Account

Are you looking for a savings account where you can earn bonus interest?
Do you intend to deposit $100 or more each month?
Do you intend to make frequent withdrawals or transfers from this account?
Do you accept that this is not a day to day transaction account and does not have card access?
If you are an existing RACQ Bank member, do you already own two or more BONUS SAVER accounts with RACQ Bank?
These questions help us determine if your needs and objectives align to the key terms, features and attributes of this product. Need more information about our products? View our full range of bank accounts

ID Check

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It's time to verify your mobile phone number

Please check the accuracy of the mobile phone number you have provided. Then click 'Submit' and we will send you a code via SMS to verify we've got the right number.
Mobile phone number
Edit mobile phone number
Code sent to {{data.mobileNo_1}}
Edit Number
Please enter the code you've received
Resend code
Code verified

ID Check

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Now it’s time to verify your identity

We use a secure identification process whereby you can capture and submit the required images and supporting documents using your mobile phone.
We'll send an SMS to your mobile phone with a link to the ID Check form. Please select the 'Send SMS' button to proceed.
IMPORTANT - Please do not close this window

We’ve sent a new SMS to your mobile phone

A message was sent to {{data.mobileNo_1}}

What do I do next?
  1. Open the SMS and click on the link
  2. Complete the ID verification process
  3. Return to this screen

Please complete the ID Check on

your mobile phone

Personal details

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STEP 3 - Personal details
Let’s complete your application
We just need a few pieces of personal information to complete your application. Please answer the following questions.
Home address
or, alternatively,

Continue typing...

Manually enter an address

This must be a residential address in Australia
Address
Is this also your postal address?
Postal address
or, alternatively,

Continue typing...

Manually enter an address

This must be a residential address in Australia
Address
or, alternatively,

Continue typing...

We ask that you select the occupation which most closely matches your current position of employment.
Tax file number

It's not compulsory to provide your TFN, however, if you do not provide it, we may be obliged to deduct Withholding Tax at the maximum marginal tax rate (plus the Medicare levy) from any interest you earn on your account. If you do not have a TFN with you or an Exemption, you can provide it to us later by calling 13 1905 or visiting your nearest RACQ Store.

Personal details

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Your Tax Residency status

Australian law requires RACQ Bank to collect the following information to assist in reducing global tax evasion. If you are a US citizen or US resident, the USA must be declared and included as another country in the options below. You must provide all countries you are a resident of. You declare and confirm the residency details provided are true and correct. You will as soon as practicable notify RACQ Bank if there is any change in circumstances that cause any information provided here to become incomplete or inaccurate.

I am a resident of the following for tax purposes
I am a resident of the following for tax purposes
Country

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Select the countries other than Australia where you are tax resident
or, alternatively,

Continue typing...

Personal details

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Would you like Internet Banking?
If you are an existing member with Internet Banking access it will remain in place. Please contact us directly if you wish to turn it off.
Are you happy to receive your statements digitally?
Would you like a Visa Debit card?
Would you like a Redi card?
Would you like to receive marketing communications from RACQ?

Other accounts

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Reach all your savings goals

View account information

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Earn bonus interest when you deposit $100 and make no withdrawals per month

View account information

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Access to your money when and where you need

View account information
Would you like a Visa Debit card?
Would you like a Redi card?

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A tiered interest earning account that rewards customers over 55

View account information
Would you like a Visa Debit card?
Would you like a Redi card?
Banking and loan products issued by Members Banking Group Limited ABN 83 087 651 054 AFSL/Australian credit licence 241195 trading as RACQ Bank. Terms, conditions, fees, charges and lending policies apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, and consider if appropriate for you before deciding.

Other accounts

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Everyday Account

Do you need an account which allows you to deposit and withdraw funds whenever you like?
Do you accept this account does not earn interest?
Do you accept this account does not offer an overdraft?

Advantage Plus

Are you looking for a day to day transaction account that gives you the freedom to deposit and withdraw funds whenever you like?
Are you looking for an account where you can earn interest quarterly?
Do you accept that this account does not offer a cheque facility?
Do you accept that this account does not offer an overdraft facility?

eSave Account

Are you looking for a savings account that gives you the freedom to deposit and withdraw funds whenever you like?
Are you looking for an account that you can access only via online or phone banking? This account does not provide card or RACQ store access.

Bonus Saver Account

Are you looking for a savings account where you can earn bonus interest?
Do you intend to deposit $100 or more each month?
Do you intend to make frequent withdrawals or transfers from this account?
Do you accept that this is not a day to day transaction account and does not have card access?
If you are an existing RACQ Bank member, do you already own two or more BONUS SAVER accounts with RACQ Bank?
These questions help us determine if your needs and objectives align to the key terms, features and attributes of this product. Need more information about our products? View our full range of bank accounts

Review and Submit

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Please review your application details shown below
Your application
Please check the details below before you agree to the terms and conditions and submit your application. Use the edit buttons provided to correct any errors.

You can still continue with your application and we will verify your ID later.

We were unable to verify your ID online, however you can still submit your application online and we will be in touch shortly to discuss your options.

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Account
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Account {{$index+1}}
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Who is this account for?
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Name
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Email address
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Date of birth
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Phone number
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Home address
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Postal address
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Occupation
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Country
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Tax residency status
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Internet Banking
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Online statements

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Card Preference
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Everyday {{data.age_2 > 15 ? "Visa Debit" : "Redi"}} Card
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Advantage {{data.age_2 > 15 ? "Visa Debit" : "Redi"}} Card
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RACQ membership

If you are not already a member of RACQ, you will become a member once your account is created. By submitting you agree with RACQ's Constitution and Membership Terms. Becoming an RACQ Member gives you access to member benefits and discounts.

 

Please Note:


If you are an existing RACQ Insurance policy holder and have updated your address as part of this application, your policies will not be automatically updated. Please call us on 13 19 05 to update the address on your policies if required.

 

 

Your application

Please read and accept the following conditions before proceeding with this application.

  • The information I have provided in this application is true and correct.
  • If you selected Yes’ you will be registered for internet banking. If you’re an existing member with internet banking access, this will be retained.
  • If you selected ‘Yes’ you will be registered for a Visa Debit card. Note this is only relevant for transaction accounts.
  • RACQ Bank (and its related entities, including RACQ Limited) can contact me/us via the email information about its products and services.
Banking products and loans are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian credit licence 241195 trading as RACQ Bank. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, before deciding.